WooCommerce Payment Gateway Fees, Offer Discounts, Sorting & Optimization with smart analytics.
Automatically sort, hide, recommend, and optimize payment gateways based on your store’s rules while tracking gateway fees, revenue, performance, and checkout profitability.
Take control of your WooCommerce payment methods with a powerful payment gateway optimization engine designed to help merchants make smarter checkout decisions.
Create rules based on cart total, products, categories, tags, brands, customer roles, cart quantity, cart weight, and other checkout conditions. Then automatically prioritize the right payment gateways, apply configurable fees, and analyze gateway performance from one centralized dashboard.
Don’t just add payment gateway fees. Optimize your entire payment gateway strategy.
Different payment gateways have different transaction costs, success rates, and business value.
Why show every payment method in the same order to every customer?
Smart Payment Gateway Optimizer lets you dynamically control how payment gateways behave at checkout.
You can:
Automatically reorder WooCommerce payment gateways according to your business rules.
Prioritize low-cost, high-performing, or preferred payment methods without requiring customers to manually search through payment options.
Example:
Show Stripe first for orders above $100, while placing Cash on Delivery lower in the payment method list.
Create configurable payment gateway fee rules instead of relying on a one-size-fits-all fee strategy.
Use your store’s conditions to determine when a payment gateway fee should apply.
Example:
Apply a 2.9% payment processing fee to selected payment methods for qualifying orders.
Create conditional rules using factors such as:
Combine these conditions to create targeted checkout strategies.
Control gateway availability according to your configured rules.
Depending on your strategy, you can prioritize preferred gateways, hide unsuitable payment methods, or recommend specific payment options.
Example:
For wholesale customers, prioritize bank transfer while reducing the priority of higher-cost payment methods.
Move beyond basic payment gateway configuration with actionable performance analytics.
Monitor:
Use real store data to improve your payment strategy.
Identify which gateways generate the most revenue, which cost the most, and which deliver better payment success rates.
Compare gateway:
Revenue → Fees → Success → Failures → Profitability
Track how your optimization rules perform over time.
Understand which rules generate revenue and which payment strategies provide the best financial outcome.
The dashboard helps identify:
Instead of guessing which payment gateway is best, use your store’s data.
Use the optimization score to understand the overall efficiency of your configured payment gateway strategy and identify areas that may require attention.
The plugin works with your WooCommerce payment gateway environment and applies your configured rules during checkout.
Your payment strategy becomes dynamic while your customers continue using the familiar WooCommerce checkout experience.
Different payment gateways can have different transaction costs.
Use gateway rules and prioritization to encourage payment methods that better fit your cost structure.
Payment processing costs directly affect your margins.
Optimize gateway selection and fee strategies to help retain more revenue from every eligible order.
Don’t rely on assumptions.
Use gateway revenue, fees, success rates, failures, and profitability data to make informed decisions.
Stop manually changing gateway order for different customers or products.
Create your rules once and let the optimization engine apply them automatically.
Place your preferred payment gateway where customers are most likely to see it.
Give priority to payment methods that are more suitable for particular carts, customers, or products.
Analytics can help reveal which gateways consume the most revenue through fees and which gateways provide better financial performance.
Install and activate your preferred WooCommerce payment gateways.
The plugin works with the payment methods available in your WooCommerce store.
Create payment gateway optimization rules based on your store requirements.
For example:
IF
Order total is greater than $100
THEN
Prioritize Stripe
Define what should happen when a rule matches.
Depending on your configuration, you can control gateway priority, visibility, recommendations, and applicable fee behavior.
When customers reach checkout, the plugin evaluates the applicable rules and dynamically applies your configured payment gateway strategy.
Use the analytics dashboard to monitor:
Then refine your rules based on actual results.
Suppose your store supports:
You may want to prioritize Bank Transfer or another lower-cost option.
Create a rule that places the preferred gateway higher in the checkout payment method list.
Result:
Customers see your preferred payment option first.
High-value orders can have a significant impact on payment processing costs.
Create a rule:
Order total > $500
→ Prioritize your preferred payment gateway.
This lets you create different gateway strategies for different order values.
If a payment provider creates additional processing costs, configure a gateway fee rule.
For example:
Payment method: Selected gateway
Fee: 2.9%
Condition: Orders meeting your configured criteria
The fee can help recover eligible payment processing costs.
Wholesale customers may have different payment preferences from retail customers.
Create a rule such as:
Customer role = Wholesale
→ Prioritize Bank Transfer.
This creates a payment experience specifically suited to your wholesale business model.
Different product categories may have different margins and payment requirements.
For example:
Category = Electronics
→ Prioritize a selected payment gateway.
This gives merchants greater control over payment strategies for specific product categories.
Shipping-heavy or bulky products can have different operational costs.
Create a rule based on cart weight and apply your preferred payment gateway strategy.
Cart weight > configured threshold
→ Prioritize selected payment method.
After collecting transaction data, use the analytics dashboard to compare gateways.
You may discover that one gateway:
You can then prioritize that gateway using your optimization rules.
Traditional payment gateway fee plugins primarily focus on adding a fee or discount based on the selected payment method. That functionality is useful, but payment costs are only one part of a merchant’s payment strategy.
Smart Payment Gateway Optimizer takes a broader approach.
| Capability | Basic Gateway Fee Plugin | Smart Payment Gateway Optimizer |
|---|---|---|
| Payment gateway fees | ✓ | ✓ |
| Conditional rules | Limited/varies | ✓ |
| Gateway sorting | — | ✓ |
| Gateway prioritization | — | ✓ |
| Gateway visibility strategy | — | ✓ |
| Gateway recommendations | — | ✓ |
| Revenue analytics | — | ✓ |
| Fee analytics | — | ✓ |
| Success/failure tracking | — | ✓ |
| Gateway performance comparison | — | ✓ |
| Rule performance analytics | — | ✓ |
| Profitability insights | — | ✓ |
| Optimization score | — | ✓ |
The goal isn’t simply to charge a payment fee.
The goal is to optimize the payment method strategy of your WooCommerce store.
Smart Payment Gateway Optimizer is designed for merchants who use multiple payment methods and need more control over their checkout strategy.
Ideal for:
Your payment gateways generate valuable operational data.
Instead of looking only at completed orders, understand:
Which gateway generates the most revenue?
Which gateway costs the most?
Which gateway has the highest success rate?
Which gateway generates the most failed payments?
Which optimization rules perform best?
Where could your store potentially reduce payment costs?
Smart Payment Gateway Optimizer brings these insights together in one WooCommerce dashboard.
Built with modern WooCommerce stores in mind.
Designed to work with modern WooCommerce payment gateway environments, including stores using multiple third-party payment methods.
Built with modern WooCommerce checkout experiences in mind.
Designed for stores using WooCommerce High-Performance Order Storage.
Analytics and rule processing are designed with growing WooCommerce stores in mind.
Every WooCommerce business has different payment costs, customers, products, margins, and payment preferences.
That’s why a single static payment gateway configuration isn’t enough.
Create your rules.
Optimize your gateways.
Measure the results.
Improve your checkout strategy.
A payment gateway optimizer helps WooCommerce merchants control and optimize how payment methods are presented and managed during checkout. Smart Payment Gateway Optimizer combines gateway sorting, conditional rules, payment gateway fee management, and performance analytics.
Yes. You can create rules that dynamically prioritize and reorder payment gateways based on configured checkout conditions.
Yes. The plugin provides configurable payment gateway fee functionality that can be incorporated into your gateway optimization strategy.
Yes. Cart/order total can be used as a condition for your payment gateway rules.
Yes. You can configure rules based on products in the customer’s cart.
Yes. Product categories can be used to determine how payment gateways should be optimized at checkout.
Yes. Customer roles can be used to create different payment gateway strategies for different customer groups.
For example, you can prioritize bank transfer for wholesale customers.
Yes. Cart weight can be used as part of your gateway optimization rules.
Yes. Product tags and brands can be incorporated into your gateway rules where supported by your store’s product configuration.
Yes. Gateway visibility can be controlled according to your configured optimization rules.
Yes. You can configure your gateway strategy to prioritize preferred payment methods for specific checkout scenarios.
Yes. The analytics dashboard provides gateway performance information including revenue, fees, successful transactions, failed transactions, and success rates.
Yes. Gateway comparison helps you evaluate payment methods based on revenue, fees, transaction performance, and success rates.
Yes. The analytics system tracks successful and failed gateway transactions so you can identify payment methods that may require attention.
Yes. Gateway performance analytics can help identify your best-performing and most expensive payment methods.
Yes. Rules can be tracked so you can analyze their performance and understand how your payment optimization strategy is performing.
The plugin is designed to work with WooCommerce payment gateways available in your store, including gateways provided by third-party WooCommerce extensions.
Gateway-specific behavior can depend on how the individual payment gateway integrates with WooCommerce.
No.
Fee management is one part of the plugin.
Its broader purpose is payment gateway optimization, combining gateway sorting, conditional rules, visibility/recommendation strategies, and analytics.
No.
The plugin does not process payments or replace your payment provider. It works alongside your WooCommerce payment gateways to optimize how they are managed and presented.
Yes. The plugin is designed specifically for stores that use multiple WooCommerce payment methods and need greater control over their payment gateway strategy.
No. Gateway rules and optimization settings are designed to be configured from the WordPress/WooCommerce administration interface.
Stop treating every payment method the same.
Reduce unnecessary payment costs.
Prioritize better payment methods.
Create smarter gateway rules.
Understand gateway performance.
Optimize checkout profitability.
Payment Gateway Fees. Smart Gateway Sorting. Powerful Rules. Actionable Analytics.
Build a smarter payment strategy for your WooCommerce store.
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